Checking Accounts

Multiple Options to Fit Your Needs

Don’t get stuck in a box when it comes to your checking account! At Farmers Savings Bank, we understand your needs are unique. That is why we offer multiple checking accounts to choose from.

All of our accounts come with access to Online Banking and Mobile Banking to help you manage your money like a pro!

Premier Checking

Designed to reward those who keep higher checking account balances, Premier Checking helps your money grow on its own. Simply meet the minimum balance requirement to earn a great rate!

• To open the account, you must deposit at least $1,000.00 
• If balance falls below $1,000.00, any day of the statement cycle, a service charge of $10.00 will be imposed.
• Check images returned with monthly statement
• Interest earned on tiered basis depending on daily balance maintained
• Interest is compounded and credited to the account monthly
• $3.00 Printed Statement Fee (waived with e-Statements)
• Open Your Premier Checking Account

Basic Checking

A great checking option for people of all ages! Basic Checking has no minimum balance requirement, meaning you keep more of your hard-earned money. 

• $25 required to open account, no minimum balance thereafter
• Free Welcome Pack of Checks
• No per check charge
• $3.00 Printed Statement Fee (waived with e-Statements)
• Open Your Basic Checking Account 

Gold Money Market Checking Account

Higher account balances mean higher rewards! Our Gold Money Market account is a great way to diversify your money while also retaining the access you need.

• To open the account you must deposit at least $10,000.00 
• A service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the statement cycle.
• A service charge of $10.00 will be imposed every statement cycle if the number of debit transactions (withdrawal, check paid, electronic funds transfer, or payment out of your account) exceeds 10 (ten) debit transactions in the statement cycle. An additional $1.00 service charge will be imposed for every additional debit transaction that occurs in the statement cycle.
• Interest is compounded and credited to the account monthly.
• $3.00 Printed Statement Fee (waived with e-Statements)   
• A variable rate of interest is paid on this account
• Open Your Gold Money Market Checking Account